Second Policy forum on Financial Literacy and Financial Inclusion

NISM Campus, Patalganga | 15 - 16 December 2017

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The Second Policy forum on Financial Literacy and Financial Inclusion was organized by National Centre for Financial Education (NCFE) with Durham University Business School (DUBS), UK as Academic Partner, on 15 - 16 December 2017 at NISM campus, Patalganga.

The highlights of the Policy Forum are as follows:


15th December, 2017


On 15th December, 2017 opening remarks were given by Mr Sandip Ghose, Director, NISM.


This was followed by Key note session on Fostering financial Literacy among youth- Role of Regulators by Mr. K Srinivasan, Deputy General Manager, Reserve Bank of India and Mr. M. Pulla Rao, Executive Director, Insurance Regulatory and Development Authority of India.


Mr. G.P. Garg, Registrar, NISM and Head, NCFE shared NCFE's experience in creating a financial aware and empowered India.


Mr. Ravikrishnan MK, Chairman, Kerala Gramin Bank (KGB) shared the experience of Financial Literacy Outreach programs by Kerala Gramin Bank.


16th December, 2017


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  • Shri Sandip Ghose, Director, National Institute of Securities Markets (NISM) welcomed the participants with the Welcome remarks.

  • Mr. Sanjay Podder, MD & R & D, Head, Accenture Labs, India delivered the Keynote Address on Technology for building an inclusive world.

  • The key note session was followed by session on Country experience in promoting Financial Literacy. Mr. Mahbubul Alam, Executive Director, Bangladesh Securities and Exchange Commission presented the initiatives taken by them to promote Financial Literacy.

  • Mr. Vajira Wijegunawardane, Director General, Securities and Exchange Commission of Sri Lanka shared his experience in promoting Financial Literacy in Sri Lanka.

  • In this conference educators, researchers, and practitioners presented papers based on their research work.

  • Dr. Hrasha Jariwala presented paper on Financial Socialization and Financial Outcomes.

  • Paper on Assessment of PMJDY on Yardstick of Micro Finance was presented by Mr. Firdous A Malik.

  • Mr. Madan Karanam shared Early ideas on Stakeholder’s involvement for implementation of NFLAT.


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  • These three presentations were followed by enlightening speech by Ms. Chetna Gala Sinha, Chairperson, Mann Deshi Mahila Sahkari Bank on Empowering women through financial literacy.

  • Next to it was a Panel discussion on Enhancing capacity building in financial literacy and inclusion. Panelists were Mr. Chandan Sinha, Additional Director, CAFRAL, Mr. J N Mishra, CEO, IIBF and Mr. K.L. Dhingra, Director, NIBM. Dr. Sandip Ghose , Director, NISM was the moderator of this session.

    • The panel discussion was again followed by paper presentations.


  • Dr. Elkan Elijah Daniel presented paper on Financial Vulnerability and Safe Sex Behaviour of Female Sex Workers.

  • An early idea on Regulatory Approaches (GST) and Financial Inclusion was presentation by Mr. Ramesh Shankar.

  • Last presentation of the Policy forum was by the Academic Partner of the event -Durham University Business School. Prof. Anurag Banerjee of Durham University Business School delivered presentation on Financial Literacy, Awareness and Inclusion.


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Delegates from Financial Sector Regulators, Market Participants, Intermediaries, Management institutions, Non Governmental Organizations etc. from all parts of the country participated in the Second Policy Forum on Financial Literacy and Financial Inclusion.


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