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(NISM)

The National Institute of Securities Markets (NISM) is a public trust established in 2006 by the Securities and Exchange Board of India (SEBI), the regulator of the securities markets in India. The institute carries out a wide range of capacity building activities at various levels aimed at enhancing the quality standards in securities markets.

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Key Takeaways

Context:

This session aimed to enhance investors’ knowledge of the simplified mutual fund onboardin process, emphasizing key considerations for a smooth and seamless experience. It also highlighted the benefits of online access for effective tracking and management of Mutual Fund investments.

Session Highlights:

 

    • Provided a step-by-step walkthrough of the Mutual Fund onboarding journey, focusing on the key requirements essential for a seamless process.
    • Highlighted the benefits of digital onboarding, including faster processing, greater efficiency, and enhanced convenience.
Key Takeaways
  • Completion of KYC registration with a KYC Registration Agency (KRA) is a mandatory prerequisite for
    onboarding.
  • Investors should carefully select their tax status and mode of holding and provide other essential details, such as contact information, bank details, FATCA information, and nominee details.
  • Leveraging an MFU CAN (Common Account Number) enables a streamlined experience for investment execution, folio valuation tracking, and efficient transaction management across various mutual funds.
Recording of Webinar Link

Context:

The session focused on understanding the realities of retirement in India and building a
retirement corpus through disciplined saving, inflation-aware planning, and long-term investing.

Session Highlights:

 

    • Used the case study of Anurag and Sheetal to estimate retirement needs and retirement corpus requirements.
    • Demonstrated the impact of inflation, showing how expenses can increase significantly over time.
    • Reviewed retirement investment options, including Mutual Funds, NPS, PPF/EPF, and annuities.
Key Takeaways
  • Retirement planning should begin early to reduce the savings burden.
  • Inflation is a major challenge and must be factored into retirement calculations.
  • Defining a clear retirement corpus target helps convert retirement goals into an actionable savings plan.
  • Consistent SIP investing and the power of compounding are essential for long-term wealth creation.
  • Successful retirement planning requires disciplined financial behaviour and appropriate investmen choices.
Recording of Webinar Link

Context:

The session focused on building a goal-based, conflict-free portfolio. The session explained how different investment products, asset allocation strategies, and retirement risks work together to support long-term retirement goals.

Session Highlights:

 

    • Introduced the concept of a conflict-free portfolio driven by financial goals, asset allocation, and clearly defined product roles.
    • Discussed the role of various investment products, including fixed deposits (FDs), Employees’ Provident Fund (EPF), Public Provident Fund (PPF), National Pension System (NPS), mutual funds, real estate, and gold.
    • Explained portfolio construction strategies for both the pre-retirement and post-retirement stages.
    • Covered key retirement risks, including inflation, longevity, healthcare expenses, and sequence-ofreturns risk.
Key Takeaways
  • Start with financial goals and asset allocation rather than product selection.
  • Pre-retirement investing requires a disciplined focus on growth, while post-retirement investing
    requires a disciplined focus on generating income.
  • Inflation and longevity can significantly impact retirement planning outcomes.
  • Every investment product should have a clearly defined role within the portfolio.
  • Regular monitoring and portfolio rebalancing are essential to keep retirement plans on track.
Recording of Webinar Link

Context:

To educate participants about safe digital practices and preventive measures for protecting
personal and financial information.

Session Highlights:

 

    • Discussed common digital frauds such as phishing, OTP scams, fake links, online payment frauds, and investment scams.
    • Explained precautionary measures, including creating strong passwords, verifying online requests, and using digital payment platforms safely.
    • Created awareness about stock market-related scams and emphasized the importance of following regulatory guidelines and relying on verified investment sources.
Key Takeaways
  • Participants learned never to share sensitive information such as OTPs, passwords, PINs, or banking
    credentials with anyone.
  • They should always verify the authenticity of websites, links, phone calls, and messages before making
    any financial transaction.
  • Participants were encouraged to stay updated on emerging fraud techniques and follow cybersecurity
    best practices to ensure safe digital transactions and investments.
Recording of Webinar Link

Watch more investor education webinars:

Webinar Date Webinar Topic and Speaker Webinar Link
4 th June 2026
Basic Concepts of Savings, Investments & Returns

By: Dr K Rajendra Prasad

Click here
8 th June 2026
KYC & SIP Setup: A Step-by-Step Guide

By: Vikram Sharma

Click here
15th June 2026
Essential Features of Mutual Fund Transactions

By: Manish Dangra

Click here
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