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(NISM)

The National Institute of Securities Markets (NISM) is a public trust established in 2006 by the Securities and Exchange Board of India (SEBI), the regulator of the securities markets in India. The institute carries out a wide range of capacity building activities at various levels aimed at enhancing the quality standards in securities markets.

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Key Takeaways

Context:

The session aimed at helping retail investors understand how financial noise from finfluencers, social media, friends, WhatsApp groups, and market commentary can influence their investment decisions, and how they can protect their money by protecting their judgment.

Session Highlights:

 

  • Explained how today’s investors are not short of information but are often overwhelmed by excessive opinions, digital influence, and hurried decision-making.
  • Discussed the major sources of financial noise, including finfluencers, friends and family,
    WhatsApp/Telegram groups, market headlines, and social media trends.
  • Highlighted why even intelligent investors may make poor financial decisions due to greed, fear, FOMO, overconfidence, speculative temptations, and a lack of suitability assessment.
Key Takeaways
  • Investors should not act on tips, reels, forwards, or recommendations without first assessing whether the idea is suitable for their financial goals, risk capacity, time horizon, and overall financial situation.
  • A simple investor filter—checking the source, accountability, risk, suitability, affordability of loss, exit plan, and emotional triggers—can help prevent many avoidable mistakes.
  • Good investing is not about reacting quickly to financial noise; it is about building better judgment, seeking responsible advice, maintaining a well-structured portfolio, and making disciplined decisions.
Recording of Webinar Link

Context:

This session highlighted Retirement is no longer simply about stopping work; it is about preparing financially and emotionally for longer, healthier, and more purposeful second innings. This session explores how thoughtful retirement planning can transform uncertainty into financial confidence, enabling individuals to live with security, dignity, and purpose after their working years.

Session Highlights:

 

  • Retirement is not an age or an end of work—it is a new phase of life that needs thoughtful financial and life planning.
  • Understand the Retirement Number, inflation, longevity, healthcare, asset allocation, cash-flow needs, and the importance of starting early.
  • A fulfilling retirement requires not just financial security, but also health, purpose, relationships, andlegacy.
Key Takeaways
  • Retirement planning is a journey – not a one-time investment decision.
  • Build the right corpus, asset allocation, income strategy, and protection against inflation and longevity risk.
  • The ultimate goal is not merely a financially secure retirement, but a secure, meaningful and fulfilling
    second innings.
  • “Retire from work, not from life.”
Recording of Webinar Link

Watch more investor education webinars:

Webinar Date Webinar Topic and Speaker Webinar Link
12th August 2026
The IPO Lifecycle: From Decoding the DRHP to Long-Term Wealth Creation

By: Aditya Jadhav

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14th August 2026
Building the Spirit of Financial Freedom

By: Malvika Kapoor

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