Edubyte 2026 February-16-28-2026 - National Institute of Securities Markets (NISM)
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(NISM)

The National Institute of Securities Markets (NISM) is a public trust established in 2006 by the Securities and Exchange Board of India (SEBI), the regulator of the securities markets in India. The institute carries out a wide range of capacity building activities at various levels aimed at enhancing the quality standards in securities markets.

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Key Takeaways

Context:

The role of fixed income in portfolio construction and long-term wealth creation. It highlighted how bonds help balance equity volatility, improve portfolio stability, and support disciplined investing through proper asset allocation and behavioral risk management.

Session Highlights:

 

  • Bondsreduce portfolio drawdowns, improve risk-adjusted returns, and provide predictable cash flows.
  • Asset allocation and structured frameworks are more important than chasing returns for sustainable wealth creation.
  • Fixed-income instruments help stabilise portfolios during market cycles and support long-term compounding.
Key Takeaways
  • While equity drives long-term growth, debt provides the stability that sustains it. True wealth creation is
    not just about returns but also about protecting capital through market cycles.
  • Accordingly, fixed income must be positioned as a foundational allocation within portfolios rather than being viewed solely as a source of yield.
Recording of Webinar Link

Context:

Aimed at building understanding among investors about the benefits of SIPs and how investors should create a blueprint for their investment journey.

Session Highlights:

 

  • The strategy for creating a blueprint for making investment decisions.
  • The benefits of regular investing and how it helps in creating wealth.
  • The four-step process of aligning goals with SIPs.
Key Takeaways
  • Investors must consider regular investing through SIPs.
  • Mutual funds are the most viable option for gaining exposure to equities.
  • As income grows, investorsshould increase their SIP contributions through the step-up feature.
  • Asset allocation is the right approach; align your investments with your financial goals.
Recording of Webinar Link

Session Highlights:

 

  • The importance of inculcating the habit of saving and investing these savings in equity in a disciplined manner.
  • The difference between investing in stocks and equity mutual funds, and how equity mutual funds are a better choice.
Key Takeaways
  • Equity investing is the best way to create long-term, sustainable wealth.
  • Equity mutual funds provide the best option for creating a diversified and risk-optimized portfolio.
Recording of Webinar Link

Context:

Aimed at building understanding among investors on how to safeguard their existing wealth,
grow their wealth systematically, and transfer wealth efficiently.

Session Highlights:

 

  • The concepts of a Will, Trust, and Nomination.
  • To create a margin of safety in personal finance.
  • To protect oneself through emergency funds and insurance before making investment decisions.
Key Takeaways
  • Investors should align their investments with their goals.
  • Consider beating inflation and maintaining tax efficiency while making investment decisions. Use SIPs in equities to create wealth systematically.
  • Create a will and align your nominations with it.
  • Use SIPs in equities to create wealth systematically.
Recording of Webinar Link

Session Highlights:

 

  • Participants learned about the 50/30/20 rule, which states that 50% of income should be allocated to needs, 30% to wants, and 20% to savings and investments. They also learned the importance of tracking expenses and categorizing them effectively.
  • Participants learned about the importance of the savings ratio as a key financial parameter for managing personal finances.
  • Through practical case studies, participants learned how goal-based investing can be achieved in reallife scenarios, particularly in the context of Indian spending patterns.
Key Takeaways
  • Financial planning helps individuals gain clarity, direction, and financial security.
  • Budgeting helps individuals develop discipline and gain better control over their finances.
  • A savings ratio helps individuals achieve financial stability.
  • Compounding helps individuals gain exponentially through early investment.
Recording of Webinar Link

Watch more investor education webinars:

Webinar Date Webinar Topic and Speaker Webinar Link
20th February 2026
Basic Principles of Financial Planning

By: Nisha Sanghavi

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