As part of continued commitment, NISM is conducting an Online SDP Series for students of partner Higher Education Institutions (HEIs). The initiative aims to strengthen student’s foundational financial knowledge and practical life skills.

SDP 19: Personal Finance Concepts 

Date: 13 & 27 December 2025 | Speaker: Ms. Shilpa Wagh, Adjunct Faculty – NISM

This SDP introduced students to the fundamentals of personal finance, emphasizing its role in life planning. Sessions covered the importance of financial discipline, budgeting, saving and creating an emergency fund. Through interactive modules, students explored the time value of money, power of compounding and behavioral finance biases that impact decisions. Hands-on practice with budgeting tools and personal finance apps added practical value. This session laid a strong foundation for financial independence and responsible money management especially designed to instill confidence in handling day-to-day and long-term financial needs.